After you submit your online application, our underwriting team will verify your information, review your credit, and assess the property to ensure it meets our lending criteria. We’ll keep you informed every step of the way as we complete our due diligence.
If you meet our lending criteria, we’ll issue a commitment letter outlining your loan terms and conditions. Signing this document confirms your intent to proceed. We recommend involving a legal or financial advisor at this stage to help guide you through the process.
We’ll coordinate a property appraisal through an independent, third-party appraiser to confirm the home’s market value. If your loan exceeds $1 million USD, a home inspection will also be required. Both the appraisal and inspection fees will be arranged and billed directly to you.
We’ll request supporting documents to verify key details, including proof of income, assets, liabilities, and property ownership. These documents help finalize your loan approval and ensure compliance with Mexican lending regulations.
Before finalizing your loan, you’ll meet with a Mexican notario (notary public) and a lawyer to review and sign all required legal documents. This is a standard part of property transactions in Mexico. We highly recommend working with an independent legal advisor familiar with Mexican real estate law.
Once all legal documents are signed and closing conditions are satisfied, funds will be released. Your lawyer or notary will receive the funds within 5–10 business days and will apply them directly toward your property purchase or wire them to your account as instructed.
Congratulations — you’re officially a homeowner in Mexico! Whether you’re buying a vacation home, investment property, or new residence, we’re honored to be part of your journey.